Hong Kong Rental Yield Calculator

Gross Yield is annual rental income divided by purchase price. It is a quick headline figure agents and listings often quote, but it ignores the costs of holding a flat.

Net Yield subtracts recurring ownership costs from that rent before dividing by purchase price. In Hong Kong, landlords typically budget for Rates, Government Rent, building Management Fee, and sometimes Property Tax, insurance, or vacancy.

A flat can look attractive on Gross Yield and still be tight on monthly cash once Rates and management fees are paid. Use Net Yield and estimated monthly net cashflow for a more honest first screen — then track real inflows and outflows over time.

This calculator uses simple annualised rent (monthly rent × 12). It does not model stamp duty, mortgage interest, or one-off tenancy costs.