Know if every flat is actually cashflow positive.

Spreadsheet: One number that mixes this month’s cash with long-term return.

Here: This Month = actual calendar cash (one-offs included). Normalised Monthly = ongoing run-rate (one-offs stay out). Two figures, two jobs.

Spreadsheet: Each new flat becomes another sheet, another set of formulas, another place to break.

Here: All your flats in one portfolio — net cashflow and yield together, without a new sheet for every unit.

Spreadsheet: Ad hoc rows for repairs, AC servicing, DMC, maintenance — named differently every time.

Here: 15+ Hong Kong residential categories, one-click — including the costs landlords often leave unstructured.

Spreadsheet: Due dates live in cells you have to remember to open.

Here: Property dates in one calendar — with email reminders so lease and payment timing isn’t missed.

Spreadsheet: Commission, stamp duty, and setup costs are manual every letting.

Here: New tenancy costs tracked as first-class items on the property.

Spreadsheet: Vacancy and rent-free rarely appear — opportunity cost stays invisible.

Here: Non-cash items show in the picture without distorting cash Net.

Spreadsheet: Rent changes and next payable are easy to lose across rows.

Here: One-click update rent — next payable lined up, history kept.

Spreadsheet: Tax amounts buried in “misc” until filing season.

Here: Property tax stays in the cashflow — with a helper to estimate a realistic figure before you file.

Spreadsheet: Yield depends on a formula you built once and hope still matches your sheet.

Here: Gross and net yield from the same structured cashflow — property and portfolio, without maintaining the model.